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What's a COAP?
A Court Order Acceptable for Processing (COAP) is a type of court order that complies with certain requirements of federal law in order to divide a retirement account. A COAP may be used: to establish marital property rights to a spouse or former spouse, to pay alimony to a spouse or former spouse, or to recover past-due child support.
Ordering Process
SimpleQDRO says it all, we make this process simple
Step 1: Begin process by clicking the “Get Started Now” button
Step 2: Fill out our COAP form and complete payment
Step 3: We'll email you when your custom COAP is ready to download. (within 1-3 business days)
What's included in every order?
COAP (or equivalent retirement division order)
COAP Addendum - you provide dates of birth and social security numbers in a separate document so this information is secure and only ever submitted to the Plan Administrator. You don't have to worry about the security of your information with SimpleQDRO, because we don't ask for it!
Step-by-step Instructions
Sample Cover letters for: Pre-approval, Submission to the Judge, and Qualification
Interested in discounts?
As a bonus, SimpleQDRO offers volume discounts for customers who need multiple COAPs. For customers interested in volume pricing, we offer:
1st QDRO
$399
QDROs 2-5
$389
each
QDROs 6-10
$349
each
QDROs 11 and up
$299
each
View volume discount pricing
Types of retirement accounts
1. Defined benefit plans (pension plans)
a. Traditional
b. Cash balance
c. Money purchase
2. Defined contribution plans b. Cash balance
c. Money purchase
a. 401(k) plans
b. Profit sharing plans
c. 403 / 457 plans
d. TIAA / CREF
e. Employee stock ownership plans (ESOP)
f. Individual retirement account (IRA)
3. Collection of past due child support b. Profit sharing plans
c. 403 / 457 plans
d. TIAA / CREF
e. Employee stock ownership plans (ESOP)
f. Individual retirement account (IRA)
a. From a defined benefit plan
b. From a defined contribution plan
4. Federal government plans b. From a defined contribution plan
a. Civil Service Retirement System (CSRS)
b. Thrift Savings Plan (TSP)
c. Federal Employees Retirement System (FERS)
5. Military retirement b. Thrift Savings Plan (TSP)
c. Federal Employees Retirement System (FERS)
6. Railroad Retirement (only Tier II Benefits are divisible by DRO)
Why choose SimpleQDRO?
Unlimited revisions
Until the COAP is accepted by the Plan Administrator and the court.
Remove the stress, fear & guesswork
We'll take the worry and guesswork out of this process.
100% money back guarantee
In the event that the use of SimpleQDRO results in a COAP that is not accepted by a Court or Plan Administrator as a result of deficiencies in our service, we will provide a full refund.
QDRO attorney review
Unlike other services, at SimpleQDRO a real attorney reviews your documents and will continue to work with you as needed until your COAP is approved by the Plan Administrator.
What other people are saying about SimpleQDRO
Customer real names were abbreviated for privacy.
“
After having several legal professionals moan (quietly) when QDRO was mentioned, I was starting to fret. Looked it up on-line and there it was: SimpleQDRO. $299 and 30 to 40 minutes of screen time and it was done. The courthouse clerks were impressed with the document, as was the judge. He accepted the QDRO and the application for divorce at the same time. I was told that this is rare. Since it was presented in a straightforward and legal format we were able to save the court and ourselves time. Thanks to the team at SimpleQDRO.
”
Eric H.
“
I found SimpleQDRO on-line after pricing attorneys for $1500-$2000. They handled my paperwork in a day and Brad was in contact with me daily to check the status. I am extremely pleased with the courtesy, professionalism and quick response time in handling my QDRO. I am recommending everyone who needs one done through divorce to use your services. Thank you for making this process so quick, easy and inexpensive. Great job.
”
Ann.
“
Great service, simple and easy process, answered all my upfront questions very quickly and I had the QDRO document in hand within a day. This service saved me significant time and money in getting this drafted with no hassle! Recommend.
”
Hannah H.
“
Highly Recommend! The process was straightforward and staff responsive to my questions. SimpleQDRO knows the laws and covered the bases to avoid delays or Judge rejection. They guided me through each step with the empathy & compassion needed after getting bad recommendations from two attorneys. I was awarded 100% of my Ex's Pension per our Divorce Decree.
”
Lisa F.
“
I was told an attorney would charge $1500 to $1800 to process my QDRO. I did it myself with SimpleQDRO for $299. When I submitted my first form to Charles Schwab, there was a mistake. (My fault.). So I sent their letter to SimpleQDRO, and they corrected my mistake at no extra charge. SimpleQDRO gives you the forms to fill out and a list of steps to get the process completed. I highly recommend their service!
”
Quincy N.
YOUR Testimonial will go here soon!
The SimpleQDRO Leadership Team
Mr. Macdonald is licensed to practice law in the state of Georgia and is a Member in Good Standing of the State Bar of Georgia; a member of the Family Law Section of the State Bar of Georgia; and the Family Law Section of the Cobb County Bar Association. Mr. Macdonald has been selected as a SuperLawyer™ by his peers and holds an “AV Preeminent™” Rating with Martindale-Hubbell. Mr. Macdonald is also a member of the University of Richmond (VA) School of Law and Emory University Alumni Associations and attends Hillside United Methodist Church of Woodstock, Georgia.
Professional Associations and Memberships
State Bar of Georgia
Family Law Section, Member
Cobb County Bar Association
Family Law Section, Member
University of Richmond (VA) School of Law Alumni Association
Charles Longstreet Weltner
Family Law Inn of Court, Barrister
Family Law Section, Member
Cobb County Bar Association
Family Law Section, Member
University of Richmond (VA) School of Law Alumni Association
Charles Longstreet Weltner
Family Law Inn of Court, Barrister
Education
J.D., University of Richmond
The University of Richmond (VA) School of Law
B.A., Emory University
Majors: Political Science, Sociology
The University of Richmond (VA) School of Law
B.A., Emory University
Majors: Political Science, Sociology
As a technologist, Sina’s interests involve finding streamlined solutions for solving complex problems. Sina’s responsibilities at SimpleQDRO include building and maintaining this website you’re visiting right now. So if you find anything broken on this website, or if you find something confusing, please feel free to send him an email directly at [email protected].
Education
B.E., Georgia Institute of Technology
Major: Electrical Engineering
M.S., Georgia Institute of Technology
Major: Computer Science
Major: Electrical Engineering
M.S., Georgia Institute of Technology
Major: Computer Science
Monika Atighechian
Director of Operations
With over 20 years of experience in Client Management, Operations and Customer Support, Monika’s
expertise on the day-to-day handling of our operations is key. Her attention to detail with our
customers' cases and oversight of our support staff ensures that our team fulfills your order with efficacy and accuracy. If you have any questions regarding our process or service, contact her directly at [email protected].
Education
B.A., Georgia State University
Major: Broadcast Communications/Journalism
Minor: Psychology
Major: Broadcast Communications/Journalism
Minor: Psychology